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When you are looking for insurance products in Indiana, there are always options. Bundling your home insurance, auto insurance, and life insurance in Indiana can help you to save money on insurance and protect everything you need protecting at the same time.
At Breneman Perry Insurance, we want you to have peace of mind in every area of your life. Whether you are looking for one insurance policy or designing a comprehensive policy, we can help you find the insurance solutions you need.
Home insurance is not required in Indiana unless your lender asks for it. Home insurance will cover your dwelling, additional structures, personal property, and contents, along with a loss of use amount if you ever have to leave your home if it is uninhabitable for any reason.
You can also purchase liability coverage on your home insurance to protect you from lawsuits or costs if an accident happens and someone is injured in your home. Additional protection for medical expenses could also be included in your home insurance policy.
You are required to have auto insurance in Indiana. The minimum requirements are bodily injury liability and property damage liability. This will cover some standard amounts if you are in a collision.
You may also be required to obtain uninsured motorist bodily injury and uninsured motorist property damage.
Motorcycle insurance is also required if you drive a motorcycle. Bodily injury insurance and property damage liability insurance are the minimum requirements.
There are several options for commercial insurance in Indiana. You may be interested in professional liability insurance, cybersecurity insurance, or general commercial insurance. Commercial liability insurance is also standard but not required when you are running a business in Indiana.
Umbrella insurance is the insurance policy that holds an umbrella over you when all of your other policies are capped out after a heavy claim. It can provide additional coverage on your home insurance, commercial insurance, and even auto insurance if you have experienced severe liabilities. It also provides benefits for protection against financial losses if you are sued for libel, slander, or false arrest.
When you are looking for insurance products in Indiana, we can help you design a solution to meet all of your needs. At Breneman Perry Insurance, we help Indiana residents find home insurance, life insurance, auto insurance, commercial insurance, and umbrella insurance every day. Call us for a quote.
