Protecting your home from unexpected disasters is the main priority of homeowners insurance. Flood coverage is an option that you should consider adding to your policy today. At Breneman Perry Insurance, we take pride in offering affordable and quality plans to protect your Indiana home. Here are some reasons to get flood insurance.
Flooding zones are determined by past activity and not the future. Many claims occur outside of flood zones, and it's best to be prepared. There are many causes of floods, from excessive rainfall to melting snow and ice. Flooding does not only occur from falling rain.
Floods are the most common natural disaster, and they can wreak havoc on your home. You are several times more likely to experience a flood versus a fire. Even a small amount of water of about one inch in your home can cause thousands of dollars in repairs. Without insurance, you would need to cover the cost of the renovations out of pocket. The cost to return your home to its normal condition is financially crippling.
Flooding could leave you without a home or in a mountain of debt without coverage. The size and value of your home are considered when a policy is created. Flood insurance doesn't have to be costly, and it's worth knowing that your bottom line and safety are always protected.
The staff at Breneman Perry Insurance is here for your insurance needs in the Indiana area. Our professional agents understand flood insurance, and we can create a personalized policy for you today. Please stop by our office or give us a call to get your no-obligation quote.
